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Eligibility Criteria & Terms and Conditions

  • Mandatory cover attached for all 'Benefits for Expats' members

  • Cover will commence 24 hours after membership purchase

  • Cover is valid for 30 days from date of enrolment and is renewable monthly

  • Benefit will be available only in the name of the registered subscriber of the Benefits4Expats program

  • Benefit is non-transferable

  • Enrolled members must be resident visa holders of UAE

  • Once a member opts out/does not pay for renewal of cover, the member cannot re-subscribe immediately there will be a waiting period of 60 days post which the member is eligible again (Attached Annexure C for the Customer Journey).

  • Only for Corporate Customers: All pre-existing conditions will be excluded for a period of 12 months from the data of membership inception


Definition: Any pre-existing disability, pre-existing injury, illness, diseases, impairments or conditions from which the member has been suffering from prior to the policy commencement /reinstatement date.

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